|
 |
|
Our Services
We can help you work toward this goal through increased education and our comprehensive service offering. Effective budget planning/savings planning Have you got a budget in place to ensure you are reducing your mortgage and other debts as quickly as possible? Are you using your cashflow in the most advantageous manner? With commitment and discipline, budget planning can help you ensure you spend your hard-earned dollars in the most effective manner while savings planning will assist you to accumulate funds for investing or improving your lifestyle! Strategic investing Strategic investing incorporates asset allocation, diversification and principles such as dollar-cost averaging. Does your investment strategy suit your individual situation? Are your income and assets working effectively for you? Employment changes When you change employers there is a lot to consider. How will this move affect my superannuation? How should I structure my new salary package? This is the time to seek appropriate financial planning advice. Redundancy Provided it's not forced on you, an offer of redundancy is often seen as an unexpected cash windfall. But there are some important considerations to take into account such as how can you maximise the benefit of your payout? It is vital you obtain professional advice on how to structure your payment. Debt restructuring
Superannuation strategies With a number of high quality superannuation providers to choose from, we can assist you in tailoring your superannuation arrangements to ensure they meet your needs. Income and asset protection strategies Most of us don't like to think about the possibility of something bad happening to us. This is a natural reaction to such an unpleasant topic. However, sometimes if we don't consider and plan for the bad as well as the good, we can end up forever on the financial back foot. This is the unfortunate position many people who've suffered a serious illness or disability find themselves in. Deciding to put a plan in place to anticipate these issues could save you and your family years of hardship in the future. We can help you ensure that your needs are met with the most appropriate type and amount of risk insurance cover. Don't risk the financial future of yourself, your family or your business - take action today. Retirement planning Making sure your retirement savings stretch to cover your retirement plans will help provide peace of mind now and in the future. One important factor to consider is that although you may contemplate retiring at 55, advances in medical science and quality of life mean you may have at least another 30 years to live. It's not inconceivable that you might spend almost as long in retirement as you did working! So if you have a particular retirement lifestyle in mind, you need to ensure your finances will allow you to achieve it.
We can also incorporate taxation planning into our general financial planning process. iPlan has an associated taxation service, iPlan Taxation Services Australia Pty Ltd which offers a variety of services including individual income tax return preparation, small business taxation and advice, financial statement preparation, salary packaging, BAS preparation, superannuation and tax planning. For more information see iPlan Taxation Services
|
Do
you feel you are on track to achieving financial freedom? At iPlan
we define financial freedom as a situation where your income and
assets produce an income so you don't have to!
A
comprehensive plan may include structuring your debt so it is less
of a burden. Like many Australians, our clients prefer to structure
their debt to unlock existing equity and return control to their
hands. Structuring your borrowings effectively could help you to
wipe out 'bad debt' faster and possibly allow you to improve your
overall tax position.
